In school, most of us learn about the solar system and the Universe. The fact that our world is floating alongside eight other planets, orbiting around a bright star and floating across a dark space that extends indefinitely, is an intimidating one.
In the microcosm; however, we don’t have to worry about much. While our planet Earth provides in every way possible to sustain life, the sun gives us light and warmth. Together, they make sure that we have the perfectly hospitable conditions to thrive and remain protected from the celestial threats that loom far beyond.
That being said, without the sun or its warmth, it is quite possible that our very existence would not have been possible. There wouldn’t be any planet Earth, nor would there be any solar system.
The same stands true for your family. Like the solar system, your loved ones look up to you for emotional and financial support. Just as the planets revolve around the sun, the lives of your loved ones revolve around yours. Without you, their dreams and aspirations would go astray just as the planets would go berserk if there is no sun to hold them in place.
Therefore, it is crucial for you to understand your role and responsibilities as a family person and make sure that your family always has your presence to guide them through the years.
1. You Are Responsible for Your Family’s Well-Being
According to NASA, almost 95% of our universe is made up of dark matter and energy, which means that all the stars and planets (including our solar system) account for less than 5 percent of the entire space. If it weren’t for the stars like our sun, there wouldn’t be any light or the prospect of planets sustaining life.
The sun is the reason why our planet Earth has an atmosphere, water, and the right temperature to give rise to billion forms of life, from microscopic bacteria to giant whales.
Similarly, the responsibility of raising a family lies with you, especially if you are the only breadwinner. Your earnings would help define what lifestyle would your loved ones sustain or the education they receive.
In other words, their lives depend on your decisions. So, you need to plan your finances in such a way that your family is always protected financially.
2. The Decisions That You Take Today Affect Your Family’s Future
Have you ever wondered what would have happened if the sun was a few thousand kilometers nearer or farther from the Earth? Research shows that the inner edge of the solar system’s habitable space is between 0.95 and 0.99 astronomical units (AU). In other words, the Earth would become completely uninhabitable if the average distance from the Sun reduces by as little as 1.5 million kilometers.
So, imagine the catastrophe if the sun decides to come a little closer or move farther away. The same holds for the decisions you take for your family. If you choose to shirk away from any form of financial planning, you may end up jeopardizing the present as well as the future of your loved ones.
Just like the sun is an optimal distance from the Earth, you also need to ensure that you have an adequate layer of financial security in place for your family. There are various online investment plans such as ULIPs that can help you maximize your earnings with time into a large corpus while providing life cover protection to you against the uncertainties of life.
3. You Make Sure That Your Family Continues to Follow Their Passion
We are aware of the fact that the Earth rotates on its axis while revolving around the sun in an elliptical orbit, which is why we have days, nights, and different seasons. The portion of the Earth that faces the sun has the day while the remaining area experiences night-time.
Similarly, we have the winter when the Earth is farthest away from the sun on its elliptical orbit and summer when it is the nearest. This seasonal variation happens due to two reasons – Earth’s axis and the gravitational pull between the sun and Earth.
In your family, your spouse and children each have their dreams and expectations in life, some of which are directly influenced by you while others aren’t. For example, the decision to put your child in a particular school is yours but whether your child likes to study Maths or English is entirely his or her decision.
Which is why you need to create a financial platform for your family to stand up on and follow their passion. For this, you can include online investment plans such as ULIPs in your portfolio. The best part is that ULIPs from reputable insurers such as Max Life Insurance offer many benefits like switching facility, loyalty additions, multiple fund options, etc, which help your savings grow into a significantly large corpus and support important milestones for your family and yourself.
These plans not only work as tax benefit investments but also secure your interests against life’s uncertainties, so that you can enjoy life with your loved ones without worrying about money. Remember, as long as the sun shines bright, the solar system will continue to exist.
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